Need an appraisal in Vancouver or Clark County?

Here are the top reasons Washington homeowners call on Appraisal Associates, LLC:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to reduce a mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a divorce in the state of Washington, where real estate property needs to be divided
To settle an estate in Washington by determining the true market value of the property in question


	Need help determining the price of your house in or near Vancouver, Washington? Contact Appraisal Associates, LLC.

We at Appraisal Associates, LLC understand the particular needs of a consumer looking for appraisal services. Our typical business clients get the appraisal process and the customary documents we provide. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Challenging property tax assessments

If you live in a local area that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting a professional appraisal from Appraisal Associates, LLC is your chief weapon when challenging your property tax assessment. The company owner, Michael W. Martin, worked 7 years for the Division of Assessment Standards.

Appraisals to remove PMI

A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Appraisal Associates, LLC is experienced in helping folks just like you get rid of unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be disadvantageous from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Appraisal Associates, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal Associates, LLC can help you with that. Even though most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion. Michael W. Martin, the company owner, has been awarded the prestigeous Certified Appraisal Reviewer certification by the National Association of Independent Fee Appraisers.